With over 28 years of mortgage experience, Maritza Negrete is dedicated to helping homebuyers across Tucson and throughout Arizona navigate the home financing process with confidence. She specializes in a variety of loan programs including FHA, VA, USDA, Reverse, and Conventional loans, providing clear guidance, honest advice, and personalized support every step of the way.

Maritza believes the mortgage process should be straightforward and transparent. Her philosophy is simple: when borrowers receive better rates, clear communication, and smoother closings, everyone benefits. By focusing on education and personalized service, she helps clients understand their options so they can make informed decisions about their home purchase.

Maritza proudly serves buyers across Tucson and Southern Arizona, with a strong focus on first-time homebuyers, military families, and move-up buyers with household incomes of $80,000 or more. With decades of industry expertise and a deep understanding of the local housing market, she is committed to helping Arizona families achieve their homeownership goals.

Why Choose Us

• 28 Years of Experience
  Arizona lending guidelines, underwriting nuances, and local market challenges — handled with confidence.
• Borrower-First Pricing Philosophy
  Maritza chooses volume over margins, helping borrowers access more competitive interest rates.
• Clear, Honest Guidance
  No pressure. No confusion. Just straightforward answers and smart strategies.
• Strategy to Buy
  Need to work on credit to qualify in 6-12 months , want to use equity to invest in another property or consolidate debt – Maritza can provide a game plan to achieve your goals.
• Get a Free Consultation